Dental Insurance – Carrollton, TX
Affordable Dentistry to Keep You Smiling
At DD Family Dentistry of Carrollton, we are dedicated to helping patients fit the cost of quality dental care into their budgets and taking the stress out of the dental insurance claims process. We are happy to process and file dental insurance claims for the majority of PPO dental insurance plans, and we are in-network providers for many major plans. Our skilled dentistry team has years of experience working with dental insurance plans on a daily basis, and we can help you demystify complex insurance benefit policies and take all of the stress out of processing and filing your claims forms. If you want to learn more about dental insurance, don’t hesitate to contact our Carrollton dentistry team. We will be happy to help you make the most of your coverage and we’re always here to help whenever you need us.
How Dental Insurance Works
No two dental insurance policies are exactly alike. In order to provide an accurate estimate of your specific dental insurance coverage, we’ll need to review your policy. Most dental benefit plans offer the highest amount of coverage for the cost of preventive dentistry, and restorative services receive decreasing coverage the more advanced they are. The majority of dental benefit plans offer the following coverage for dentistry services:
- 100% preventive care covered
- Minor restorative care around 70%-80% covered
- Major restorative care around 50%
What is the Difference Between Dental & Medical Insurance?
There are many differences between medical and dental insurance. Medical insurance plans typically provide coverage for chronic illnesses and emergency interventions. Dental benefits are focused on preventive care to keep patients’ smiles whole and healthy. Networks also work differently for medical insurance coverage than they do for dental care. Medical insurance networks are very strict, and patients will only receive treatment coverage from physicians in their network in most cases. PPO dental insurance plans are much less restrictive, allowing patients to choose the right dentist to provide their dental care.
In-Network VS Out of Network Dentistry
We are happy to process and file your dental insurance claims whether or not we are in-network with your dental benefit provider. Please let our team know right away if you have questions about your specific dental coverage. We’ll be happy to help.
In-Network Coverage
We have in-network coverage agreements with a number of major insurers. For these policies, we have a standing agreement to charge fees that fall within your insurer’s fair pricing, so you are only ever responsible for the out of pocket percentage of your dental care costs. We are in-network with a number of benefit plans, including:
- Aetna
- BlueCross BlueShield (BCBS)
- Delta Dental
- Guardian
Out of Network Coverage
If you have insurance through a different benefit provider, we will still be happy to offer you coverage. We do our utmost to keep our treatment costs reasonable, so you shouldn’t need to worry about additional fees for treatment that falls outside of these costs. If you are ever concerned about the costs of your dental care or your insurance coverage, please let our team know. We’re happy to help.