BlueCross BlueShield (BCBS) Dentist – Carrollton, TX
Learn More About the Benefits of BlueCross BlueShield (BCBS)
If you have dental insurance, it’s easier than ever to achieve the healthy smile you deserve. Your monthly premiums are an investment in reduced rates for the services your teeth and gums need to thrive. By visiting your BlueCross BlueShield (BCBS) dentist in Carrollton, you can preserve your natural smile and reduce your future dental expenses for minimum out-of-pocket costs. We are proud to help you make the most of what you pay for every month to support your wellness without draining your bank account.
BlueCross BlueShield (BCBS) Coverage Availability & Fees
BlueCross BlueShield (BCBS) is a trusted provider of dental plans for families and individuals. Paying your premiums gives you access to comprehensive benefits designed to keep your mouth healthy to stop common dental issues from occurring, like cavities and gum disease. By doing so, you’re less likely to need costly treatment later to save money down the road. Research has found that $1 spent on preventive dentistry can save $50 on restorative and emergency fees. If a problem occurs, like tooth decay, BlueCross BlueShield (BCBS) is there for you. They’ll pay a portion of the cost after meeting your deductible. Although every plan differs, most policies include:
- 100% coverage for preventive services
- 80% coverage for minor restorative services
- 50% coverage for major restorative services
BlueCross BlueShield (BCBS) recommends visiting a dentist in their network to enjoy more coverage at the time of services. They have pre-negotiated rates with specific dental practices to lower the out-of-pocket expenses for their policyholders. However, you can still visit an out-of-network dentist. You can use your coverage, but you’ll have to pay the difference between your policy’s allowable amount and the office fees. We proudly accept both in-network and out-of-network patients.
You can visit your dentist every 6 months for a cleaning and checkup after a co-payment. You’ll benefit from a variety of preventive services to keep your mouth healthy, like diagnostic imaging and oral cancer screenings. If you require any treatment, you can use your annual allowance to lower the amount you’ll pay.
At the end of the calendar year, your dental benefits will reset. On average, less than 3% of Americans meet their annual limits. You won’t be reimbursed for your premiums or deductible if you don’t use all your coverage, and nothing will accumulate.
We don’t want to see you throw money away. We will help you maximize your annual benefits through personalized care.
Dental insurance in Carrollton can be confusing, but Alma will help you navigate your policy. She will handle all the paperwork, so you have one less thing to worry about. Alma will explain how your benefits are being used to pay for your treatments and explain any remaining balance. We offer several financial solutions for any out-of-pocket expenses, like third-party financing.
If you have any questions about your coverage, or you are ready to achieve your best smile, contact our office today to speak with a member of our team.