Guardian – Carrollton, TX
Learn More About the Benefits of Guardian
Brushing and flossing are your first lines of defense against tooth loss. Although they can lessen your risk of cavities and gum disease, they aren’t enough to safeguard your smile. You should also see a dentist regularly; however, many people delay dental appointments because of the cost. If you have dental insurance, you have no reason to worry when choosing a Guardian dentist in Carrollton. Your coverage gives you access to affordable services for a healthy smile that lasts.
Guardian Coverage Availability & Fees
Guardian provides dental insurance policies for families and individuals that are designed to stop common oral health issues from occurring in the first place. If a problem arises, Guardian will pay a portion of the cost. Although every plan differs, most include:
- 100% coverage for preventive services
- 80% coverage for minor restorative services
- 50% coverage for major restorative services
You can visit your dentist every 6 months for a cleaning and check after a copayment. Routine dental care preserves your natural smile while reducing your future oral health expenses. Research has found that $1 spent on preventive dentistry can save $50 on restorative care.
If your dentist finds anything concerning during your appointment, you don’t have to delay treatment if you’re tight on money. After meeting your deductible, Guardian will pay some of the cost using your annual allowance. With less than 3% of Americans meeting their yearly limits, you don’t have to worry about not having the funds.
Guardian recommends you choose a dentist that’s in their network because they have pre-negotiated rates with preferred dental practices. You will enjoy more coverage at the time of services; however, you can also visit an out-of-network dentist. You can choose any dentist that accepts your policy, but you’ll have to pay the difference between your plan’s allowed coverage and the office's fees. We are glad to accept both in-network and out-of-network patients to keep a healthy smile affordable for everyone.
At the end of the year, you’ll lose any coverage you haven’t used because your benefits will reset. You won’t be reimbursed for your premiums, even if you never visit a dentist, and nothing will accumulate. We will help you maximize your dental insurance to make the most of your monthly investment.
Dental insurance in Carrollton can be confusing, but you won’t have to navigate your policy alone. Alma will work on your behalf with Guardian, so you have one less thing on your plate. She will explain how your coverage is being used and if there is any remaining balance. If there’s any out-of-pocket expenses, Alma will help you find the solutions you need to keep your care within your budget, like monthly payments through third-party financing.
If you have questions about your dental insurance, or you are ready to schedule an appointment, contact our office today to speak with a member of our team. We look forward to helping you achieve your best smile without spending your life’s savings.